Order a Major Review of your property

That’s why its important to have your building insurance valuation updated regularly. RICS Guidance, and best practice, recommends an annual increase in line with inflation with a “Major Review” taking place at Year 3.

As an RICS regulated company, to keep your RCA up to date, BCH offers our Major Review service 3 years after the date of our original survey, which in most cases can be undertaken remotely subject to there being no substantial changes to the property.

It is not unusual for brokers and insurers to grant ‘average free’ cover for a further period after a Major Review by BCH. However, you should clarify this before proceeding. Our Major Review is an extension to our compliant Reinstatement Cost Assessment (RCA) and looks at rebuild costs in greater detail than annual index linking might.

By keeping your valuation updated, you can rest assured that your insurance policy will continue to keep your property protected in the case of a claim.