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Do one thing and do it well

If you’re looking for a practice that focuses exclusively on buildings insurance valuations, you’ve come to the right place.

That’s all we do and we do it very well.

At Barrett Corp & Harrington we believe in developing and maintaining great relationships with our clients.

We’re great believers in the personal touch and we have built a team to ensure we never lose sight of this.

We survey all types of property from private homes and blocks of flats to commercial and industrial premises.

And that includes historical and Grade II* Listed buildings.

In fact, we have surveyed virtually every type of building in a variety of locations across the UK and Europe.

Speak to a member of our team today to arrange your building insurance valuation. Our client care is what we pride ourselves on — it’s something we think you can’t put a value on.

  • Reinstatement Cost Assessments

Reinstatement cost assessments for all types of property

  • Market Analysis
Graph showing underinsurance
Our surveys show 81% of properties across the UK are only insured for 61% of their actual value.

The risk of underinsurance is real.

Should a property be under insured, the insurers are not obligated to pay the full costs required to reinstate the building.

They are likely to apply the Condition of Average Clause, whereby the amount of claim is reduced proportionally to the value of under insurance.

The Property Owner may lose their asset and the tenants may lose their demise. Should this occur, the property owner or managing agents (where appointed), will be liable for any shortfall in the insurance settlement.

A scenario most property owners would find challenging, especially when it could have been so easily avoided.

  • Information

What is a Reinstatement Cost Assessment?

The Royal Institution of Chartered Surveyors states it is – “an assessment of building reinstatement cost for insurance purposes.”

Residential Property Construction
Repair, reconstruct or renew a property to an equal condition when new.

Reinstatement Cost Assessment (RCA) is the basis adopted by the Royal Institution of Chartered Surveyors (RICS) for undertaking an appraisal of property for insurance purposes.

The term reinstatement indicates to repair, reconstruct or renew assets to a condition equal to but not better than when new.

  • BCH Reinstatement Cost Assessments
Infographic
An RCA by BCH covers 31 categories and 83 items.

A compliant buildings insurance appraisal.

A Reinstatement Cost Assessment from BCH has been developed over more than 10 years of practical application to over 50,000 properties.

Making a buildings insurance appraisal from BCH one of the most dependable on the market.

BCH Reinstatement Cost Assessments are RICS compliant.
RICS logo

The importance of an accurate buildings insurance appraisal