Desk based valuations for residential property

man and woman at laptop compiter

In the event of substantial damage to your property, you need to be confident that the value paid by your insurance claim fully covers the cost of a complete rebuild.

Should this occur, the homeowner will be liable for any shortfall in the insurance settlement.

In our experience, this is a scenario most homeowners find challenging, especially when it could have been so easily avoided.

We have made it easy to get an accurate buildings insurance valuation directly via our website – with no need for a surveyor to visit your home.

Introducing BCH Homerate — a simple service that can check the amount your home should be insured for and, if necessary, put it right.

Simply complete and submit the form below and we will follow up with a telephone consultation and internet research.

You can rest assured that our affordable service means you don’t have to compromise your insurance.

The process is simple and clear to follow, if you have any questions whilst completing any details please call the BCH office on 01455 293510, one of our staff will be happy to help.

  • Pre-flight check

Before you get started — let's make sure BCH Homerate is right for your home.

Please check the following information before submitting the BCH Homerate form.

  1. It has an insurance value of £750,000 or less.
  2. Has up to six bedrooms.
  3. It is less than 400 m2 in floor area and Grade II or Grade II* Listed?
  4. The current sum insured is not based on an insurance company survey.

If your home falls outside these conditions we can provide a quote to carry out a Reinstatement Cost Assessment on site.

  • Security

All transactions are secure.

Worldpay logo

For your peace of mind and highly secure payment processing all payments are processed via our third party payment provider, Worldpay.

The following cards are accepted:

  • Mastercard Debit & Credit Cards
  • Visa Debit Card & Visa Electron
  • Maestro Card
  • JCB Card
  • Suitability

What happens if Homerate is not suitable for my home?

BCH Homerate is not suitable for all homes, for example; due to the limitations of information in the public domain or due to the individual size and complexities of a property.

If a Homerate survey cannot be provided we won't charge you a single penny.

For your convenience we will provide a no-obligation quotation to carry out a Reinstatement Cost Assessment on site.

Full Terms & Conditions

Get your Homerate Valuation here...

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Your details
Property details
  • Click here for more information about measuring your floor area

Current Insurance
  • If you have chosen option '1. Policy with set sum insured' above please add the sum insured below.
  • Please ensure you complete the full numerical value of the property, for example 1,500,000 and please do not abbreviate, for example 1.5 million. If the sum insured is equal to or greater than £751,000 your home may be too large for this service, please continue and we will contact you to discuss the valuation of your home. No charge will be made.
Attachments and further information
  • Please provide the following:
    1. A copy of any Estate Agents particulars that might be available from the purchase of the property.
    2. Clear photographs of the front, rear and sides of the property plus any outbuildings.
    3. Any plans or measurements to help us validate the total floor area.
    4. We recommend that you zip (compress) the files into one folder and upload via any of the 'Browse' buttons above.
Where did you hear about us?
Submit the survey request

Once you have entered all the information required click on the 'Submit Request' button below, you will be forwarded to a Worldpay secure payment page where you can pay for the valuation.

The information you submit will also be sent to our valuation team for assessment and after we have evaluated the information we will call you within 48 hours to discuss your valuation.

  • You must click the button 'agree' to agree to the Terms and Conditions before you can submit a survey request.